Bankers have expressed strong approval of the Reserve Bank of India's (RBI) decision to maintain interest rates during its latest policy review, labeling it as a prudent and well-calibrated measure. CS Setty, chairman of State Bank of India (SBI), noted that this decision aligns with market expectations and reflects a cautious approach in light of ongoing global uncertainties, particularly geopolitical tensions in West Asia and fluctuating crude oil prices. The RBI's regulatory adjustments, such as the removal of the Investment Fluctuation Reserve requirement and easing of the Capital Adequacy Ratio (CAR) computation, are also seen as beneficial for strengthening banks' capital positions and supporting sustained credit growth. Ajay Kumar Srivastava, managing director of Indian Overseas Bank, emphasized the importance of maintaining macroeconomic stability during these uncertain times. Additionally, changes to the TReDS platform are expected to significantly improve liquidity access for small businesses, further aiding economic resilience. Overall, bankers are optimistic about credit demand remaining strong as growth momentum continues.