For investors looking to invest ₹10,000 monthly through a systematic investment plan (SIP) over three years, several mutual funds have shown remarkable performance. The UTI Gold ETF FoF led with an annualized return (XIRR) of 53.49%, followed closely by the Quantum Gold Savings Fund at 53.39% and the SBI Gold Fund at 53.26%. A monthly SIP in these funds could accumulate between ₹7.13 lakh and ₹7.22 lakh over the investment period. Other notable funds include the Motilal Oswal BSE Enhanced Value Index Fund with an XIRR of 24.03%, resulting in an investment value of ₹5.02 lakh. The Nippon India Multi Asset Allocation Fund and ICICI Prudential Bharat 22 FoF also performed well, delivering XIRRs of 19.12% and 18.75%, respectively. While these returns are impressive, investors are advised to consider their risk tolerance and financial objectives before making investment decisions, as past performance does not guarantee future results.