HDFC Bank Reports 13% Growth in Average Deposits for Q4 FY26

Q: How did HDFC Bank perform in terms of net profit?

The bank reported an **11.46%** increase in standalone net profit for Q3 FY26.

Original: HDFC Bank gains as average deposits climb 13% YoY in Q4 FY26

Business Standard•Apr 6, 20262 min

In a Nutshell

HDFC Bank, India's largest private sector lender, saw its average deposits rise by 12.8% to ₹28.51 lakh crore in Q4 FY26 compared to the previous year. The bank's CASA deposits also grew by 10.8%, reflecting strong financial performance amid a competitive banking landscape.

Key Points

01HDFC Bank's average deposits increased by 12.8% year-on-year.
02CASA deposits grew by 10.8% in Q4 FY26.
03Average time deposits rose by 13.7% compared to the previous year.
04Period-end gross advances increased by 12% year-on-year.
05The bank reported an 11.46% increase in standalone net profit.

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Full Summary

HDFC Bank's stock rose by 1.18% to ₹760 following the announcement of its financial results for Q4 FY26. The bank reported a significant increase in average deposits, which climbed 12.8% year-on-year to ₹28.51 lakh crore, up from ₹25.28 lakh crore in Q4 FY25. The growth in average CASA (Current Account Savings Account) deposits was 10.8%, amounting to ₹9.18 lakh crore compared to ₹8.28 lakh crore in the same quarter last year. Additionally, average time deposits reached ₹19.32 lakh crore, reflecting a growth of 13.7% from ₹16.99 lakh crore in Q4 FY25. The bank's average advances under management also saw a 10% increase, totaling ₹29.64 lakh crore. As of March 31, 2026, period-end deposits rose 14.4% year-on-year to ₹31.05 lakh crore, while gross advances increased by 12% to ₹29.60 lakh crore. The bank's standalone net profit for Q3 FY26 was reported at ₹18,563.75 crore, an 11.46% increase from the previous year.

Key Figures

₹28.51 lakh crore

Average deposits in Q4 FY26

12.8%

Year-on-year growth in average deposits

₹9.18 lakh crore

Average CASA deposits in Q4 FY26

11.46%

Increase in standalone net profit

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Why It Matters

The growth in deposits and profits indicates a strong financial position for HDFC Bank, which could lead to better loan offerings and interest rates for customers.

Who is affected

Bank customers, homebuyers, and businesses seeking loans.

What to know

Customers should consider HDFC Bank for competitive savings and loan products.

FAQ

HDFC Bank's deposit growth was driven by an increase in both CASA and time deposits.

The bank reported an 11.46% increase in standalone net profit for Q3 FY26.

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