Bandhan Bank Reports 12.6% Growth in Loans, 10% Increase in Deposits for Q4FY26

Q: What is the current loan growth percentage for Bandhan Bank?

Bandhan Bank's loans grew by **12.6%** year-on-year.

Q: How much did Bandhan Bank's total deposits increase?

Total deposits increased by **10%** to **₹1.66 trillion**.

Original: Bandhan Bank's loans rise 12.6% to ₹1.54 trn, deposits up 10% in Q4FY26

Business Standard•Apr 4, 20262 min

In a Nutshell

Bandhan Bank, a private lender in India, reported a 12.6% year-on-year increase in loans, reaching ₹1.54 trillion as of March 31, 2026. Total deposits also rose by 10% to ₹1.66 trillion, reflecting strong retail deposit growth, particularly in term deposits.

Key Points

01Loans increased by 12.6% year-on-year to ₹1.54 trillion.
02Total deposits rose 10% to ₹1.66 trillion.
03Retail deposits surged 17.7%, with term deposits up 30.1%.
04The retail-to-total deposits ratio improved to 73.67%.
05Liquidity coverage ratio (LCR) stood at 131.76%.

In-Article Ad

Full Summary

As of March 31, 2026, Bandhan Bank reported a 12.6% increase in its loans and advances, reaching ₹1,54,235 crore (approximately $18.5 billion USD) compared to ₹1,36,995 crore in the previous year. Sequentially, loans grew by 6.2% from ₹1,45,224 crore as of December 31, 2025. Total deposits also saw a 10% rise year-on-year, amounting to ₹1,66,344 crore (around $20 billion USD), up from ₹1,51,212 crore in the same quarter last year. Notably, retail deposits, which include Current Account Savings Account (CASA) deposits, climbed 17.7% to ₹1,22,547 crore, while retail term deposits surged by 30.1% to ₹73,796 crore. The bank's retail-to-total deposits ratio improved significantly to 73.67%, indicating a robust retail deposit base. However, bulk deposits fell by 6.9% to ₹43,797 crore. The liquidity coverage ratio (LCR) was reported at 131.76%, reflecting strong liquidity management.

Key Figures

₹1.54 trillion

Total loans as of March 31, 2026

₹1.66 trillion

Total deposits as of March 31, 2026

17.7%

Increase in retail deposits year-on-year

30.1%

Increase in retail term deposits year-on-year

In-Article Ad

Why It Matters

The growth in loans and deposits indicates a strengthening financial position for Bandhan Bank, which may lead to more lending opportunities for consumers and businesses. This could positively affect homebuyers and small businesses seeking loans.

Who is affected

homebuyers, small businesses, and retail customers

What to know

Potential borrowers should consider applying for loans given the bank's expanding lending capacity.

FAQ

Bandhan Bank's loans grew by 12.6% year-on-year.

Total deposits increased by 10% to ₹1.66 trillion.

✦