The Pension Fund Regulatory and Development Authority (PFRDA) has announced revised guidelines for the NPS Swasthya Pension Scheme, effective April 7, 2026. The scheme, launched as a proof of concept in January 2026, aims to provide financial support for medical expenses to its subscribers. A key change is the introduction of mandatory health insurance benefits governed by the terms of respective insurance companies and applicable regulations from the Insurance Regulatory and Development Authority of India (IRDAI). The minimum initial contribution for onboarding is set at ₹25,000 (approximately $300 USD), making subscribers eligible for benefits upon contribution. The guidelines also allow subscribers to withdraw up to 25% of their contributions for medical expenses without a waiting period, provided they have a minimum corpus of ₹50,000. In cases where medical expenses exceed the eligible limit, subscribers can undertake a 100% premature exit to cover costs, with proceeds sent directly to the relevant health benefit administrator. Claims will be settled based on valid claims and invoices, ensuring transparency in the process.