The Pension Fund Regulatory and Development Authority (PFRDA) has launched the second Proof of Concept (PoC 2) for the NPS Swasthya Pension Scheme in New Delhi, effective from April 7, 2026. This initiative aims to combine healthcare funding with retirement planning. Under PoC 2, subscribers must make a minimum initial contribution of ₹25,000 to access the scheme's benefits. Health insurance is mandatory and will be governed by the respective insurance company's terms, ensuring complete transparency in policy details. Additionally, subscribers can opt for a premature exit to cover inpatient medical expenses that exceed their eligible limit for partial withdrawal. The funds will be directly transferred to the relevant health administrator based on valid claims. All previous provisions from the January 27, 2026 circular remain unchanged, and pension funds can launch the scheme with prior approval from the authority.