ICICI Bank, one of India's leading financial institutions, is set to announce its Q4 FY26 results on April 18, 2026. Analysts predict a 4.8% year-on-year growth in net profit, supported by a 7.6% increase in net interest income (NII). Despite these positive trends, the bank's net interest margin (NIM) is expected to decline slightly, reflecting evolving funding costs. Loan growth is projected to be robust, with estimates of 14.2% YoY and 4.5% QoQ, driven by a resurgence in personal loans and mortgages. Deposit growth is also anticipated to be strong at 8.4% YoY. Experts from Motilal Oswal Financial Services and Kotak Institutional Equities highlight that asset quality is expected to improve, with lower slippages and steady recoveries. The bank's share price has seen a 12% increase in April, indicating positive market sentiment ahead of the earnings announcement.