YES Bank Revises Credit Card Fee Structure Effective April 1, 2026
YES Bank credit card rules change from April 1: Relaxes threshold limits of fee waiver on select cards; revises rules for wallet loads, utility and toll payments
The Economic Times
Image: The Economic Times
YES Bank will implement new credit card fee thresholds starting April 1, 2026, increasing limits for fee waivers on utility, transportation, and wallet load transactions. The changes aim to provide more flexibility for cardholders, particularly for YES Private and MARQUEE credit cards.
- 01Utility transaction fee threshold for YES Private cards raised from ₹50,000 to ₹1,00,000.
- 02MARQUEE and RESERV card thresholds increased from ₹25,000 to ₹50,000.
- 03Transportation fee threshold for YES Private, MARQUEE, and RESERV cards raised from ₹50,000 to ₹75,000.
- 04No fees for wallet loads up to ₹2,000; 1% fee applies for amounts above.
- 05Maximum fee for wallet transactions capped at ₹5,000.
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YES Bank is set to revise its credit card fee structure, effective April 1, 2026, to provide better benefits to its customers. The bank has increased the qualifying threshold for utility transaction fees on YES Private credit cards from ₹50,000 to ₹1,00,000. For MARQUEE and RESERV credit cards, the threshold will rise from ₹25,000 to ₹50,000, while other retail credit cards will see an increase from ₹15,000 to ₹25,000. Additionally, the threshold for transportation fees on YES Private, MARQUEE, and RESERV cards will be raised from ₹50,000 to ₹75,000. For wallet loads, YES Bank will not impose fees on transactions up to ₹2,000, but a 1% fee will be charged for amounts exceeding this limit, with a maximum fee of ₹5,000 per transaction. These changes aim to enhance the user experience for credit card holders by providing more flexibility and reducing fees for frequent transactions.
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The revised fee structure will benefit YES Bank credit card holders by reducing fees on common transactions, potentially saving them money on utility and transportation payments.
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