L&T Finance Reports 62% Surge in Q4 Retail Disbursement
L&T Finance Q4 retail disbursement surges 62% YoY
Business Standard
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L&T Finance's retail disbursement surged 62% year-on-year to ₹24,080 crore in Q4 FY26, driven by significant growth in both urban and rural finance. The company's retail loan book reached ₹1,19,550 crore, marking a 26% increase compared to the previous year.
- 01Retail disbursement increased by 62% YoY in Q4 FY26.
- 02Urban finance disbursements rose by 61.21% to ₹9,840 crore.
- 03Rural business finance grew by 40.79% to ₹7,200 crore.
- 04The retail loan book expanded to ₹1,19,550 crore, a 26% increase.
- 05Consolidated net profit for Q3 FY26 rose by 18% to ₹739 crore.
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L&T Finance, a leading non-banking financial company (NBFC) in India, reported a remarkable 62% year-on-year increase in retail disbursement, reaching ₹24,080 crore in Q4 FY26, compared to ₹14,899 crore in Q4 FY25. This growth was bolstered by a 61.21% rise in urban finance disbursements, totaling ₹9,840 crore, and a 40.79% increase in rural business finance, which amounted to ₹7,200 crore. The company's retail loan book also saw significant growth, climbing to ₹1,19,550 crore, reflecting a 26% increase from ₹95,180 crore in the same quarter last year. On an annual basis, L&T Finance's retail disbursement grew by 39%, totaling ₹83,190 crore for FY26, up from ₹60,040 crore in FY25. Additionally, the company's consolidated net profit for Q3 FY26 rose by 18% to ₹739 crore, supported by an 18% increase in total income to ₹2,920 crore compared to Q3 FY25. Despite these positive results, L&T Finance's stock fell 1.66% to settle at ₹240.45 on April 2, 2026.
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The significant increase in retail disbursement indicates L&T Finance's strong position in the market, potentially leading to more accessible financing options for consumers and businesses in India.
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