A protest by workers at the Hosiery Complex in Phase 2 of Noida, Uttar Pradesh, India, turned violent on Monday, resulting in stone-pelting, vandalism, and vehicles being set ablaze. The unrest arose from ongoing demands for wage increases and improved working conditions. In response to the escalating situation, authorities deployed additional security forces. The incident raises critical questions about vehicle insurance coverage for damages incurred during civil unrest. According to Paras Pasricha, Head of Motor Insurance at Policybazaar, damages from riots are typically covered under comprehensive motor insurance policies, which protect against man-made events like vandalism and fire. However, those with only third-party insurance, which is mandatory in India, are not covered for damage to their own vehicles. Vehicle owners should take immediate action if their car is damaged, including filing a First Information Report (FIR) at the nearest police station, documenting the damage, and notifying their insurer. This incident serves as a reminder of the risks associated with civil unrest and the importance of having adequate insurance coverage.