SIP investors are currently facing challenges due to the ongoing conflict in Iran, which has led to global market volatility. Despite this, market experts advise against pausing investments. Instead, they recommend a disciplined approach focusing on simplicity and domestic resilience. Siddharth Maurya from Vibhavangal Anukulkara suggests that new investors adopt a three-fund structure, including one flexi-cap fund, one large-cap or index fund, to ensure stability and diversification. He notes that flexi-cap funds have historically delivered 18-27% average returns over the past five years. Pranav Koomar from PlusCash emphasizes the importance of allocating SIP investments towards sectors such as healthcare, public sector undertakings (PSUs), banking, and energy, which are expected to benefit from domestic demand and government spending. Recommended funds include the Parag Parikh Flexi Cap Fund, HDFC Flexi Cap Fund, and various large-cap and sector-specific funds. Investors are encouraged to maintain a minimum investment horizon of 5-7 years to ride out market fluctuations and capitalize on long-term growth.