Avani Rathore, a graduate from the Indian Institute of Management (IIM) Calcutta, has gained attention on social media after revealing her strategy to pay off a ₹30 lakh (approximately $36,000 USD) student loan for her MBA in just two years. Rathore shared that she employed four sources of income to achieve this goal, including liquid savings, an internship stipend, and a part-time job during her final year. Before starting her MBA, she worked for two years, building a financial foundation that allowed her to use her savings for tuition without liquidating long-term investments. She highlighted that her lack of dependents enabled her to allocate a significant portion of her post-MBA salary towards loan repayment. While some netizens praised her approach, others cautioned that paying off educational loans early might not be the best financial decision due to low-interest rates and tax benefits associated with such loans. Rathore concluded her post by encouraging others to view loan repayment as a gradual process, stating, 'Every little effort adds up.'