Network People Services Technologies (NPST) has secured a significant contract with a public sector bank to deploy its AI-powered Risk Intelligence and Decision Platform (RIDP) aimed at enhancing merchant underwriting and monitoring. The cloud-native platform utilizes a modular architecture to manage merchant risk across both online and Point of Sale (POS) channels, covering the entire merchant lifecycle from onboarding to ongoing monitoring. NPST's RIDP operates as a fully managed Software as a Service (SaaS) model, which includes technology, operational support, and regulatory updates, thereby generating recurring revenue for the company. The platform automates critical regulatory compliance processes, such as Know Your Customer (KYC) and Know Your Bank (KYB), through regular verifications of essential documents like Goods and Services Tax (GST) numbers and Corporate Identification Numbers (CIN). Additionally, RIDP employs automated website crawling to identify prohibited content and potential fraud, ensuring that any significant changes in a merchant's business are flagged for re-underwriting.