Overview of Popular UPI Credit Cards in India for 2026
Popular UPI credit cards in India 2026: Kiwi, HDFC Bank, IDFC FIRST Bank, Axis Bank offers revealed
The Economic TimesImage: The Economic Times
In 2026, several banks and fintech companies in India offer UPI-enabled credit cards that combine the convenience of UPI payments with credit card benefits. Notable options include Kiwi, HDFC Bank, IDFC FIRST Bank, and Axis Bank, each providing unique rewards and cashback features.
- 01Kiwi credit card offers 1.5% cashback on all UPI transactions.
- 02HDFC Bank's UPI RuPay credit card provides up to 3% CashPoints on select categories.
- 03IDFC FIRST Bank's HPCL Power+ card features unlimited UPI rewards.
- 04Axis Bank's SUPERMONEY card offers 3% rewards on UPI spends through its app.
- 05UPI credit cards allow seamless transactions and cash withdrawals at ATMs.
Advertisement
In-Article Ad
Several banks and fintech companies in India are now offering UPI-enabled credit cards, which allow users to make payments directly through UPI apps while earning rewards and cashback. The Kiwi credit card provides a flat 1.5% cashback on all UPI transactions and offers three complimentary lounge visits. The HDFC Bank UPI RuPay credit card rewards users with 3% CashPoints on groceries and dining, with a low annual fee of ₹99, waived after spending ₹25,000 in the previous year. The IDFC FIRST Bank HPCL Power+ credit card allows users to earn 2 reward points for every ₹150 spent on UPI transactions, with no cap on rewards and a ₹199 fee that can be waived with ₹50,000 annual spending. Lastly, the Axis Bank SUPERMONEY RuPay credit card offers 3% rewards on UPI spends via its app and has no joining fee. These UPI credit cards enhance payment convenience and provide various benefits, making them attractive options for consumers.
Advertisement
In-Article Ad
These UPI credit cards provide users with enhanced payment flexibility and the ability to earn rewards, which can lead to savings on everyday expenses.
Advertisement
In-Article Ad
More about HDFC Bank
Read the original article
Visit the source for the complete story.


