Supreme Court to Review Disability-Sensitive Insurance Guidelines in India
SC agrees to hear plea to implement disability-sensitive guidelines for welfare insurance schemes
Hindustan Times
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The Supreme Court of India has agreed to hear a plea requesting the Life Insurance Corporation of India (LIC) to establish and implement disability-sensitive guidelines for welfare insurance schemes. The petition emphasizes the need for compliance with constitutional rights to equality and personal liberty for persons with disabilities.
- 01Supreme Court seeks responses from the Centre and LIC regarding disability-sensitive insurance guidelines.
- 02The plea aims to ensure compliance with Articles 14 and 21 of the Indian Constitution.
- 03The petition specifically mentions the 'Jeevan Aadhar' policy for individuals with handicapped dependents.
- 04It calls for humane decision-making processes for claims involving beneficiaries with disabilities.
- 05Annuity payments for disabled persons under 'Jeevan Aadhar' should start automatically at age 60.
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The Supreme Court of India has agreed to hear a plea concerning the implementation of disability-sensitive guidelines for welfare insurance schemes, particularly focusing on the Life Insurance Corporation of India (LIC). The bench, comprising Justices Vikram Nath and Sandeep Mehta, has issued a notice to the Centre and LIC, requiring responses within four weeks. The petition argues that welfare insurance schemes for persons with disabilities must align with the constitutional guarantees of equality and personal liberty, as outlined in Articles 14 and 21. It specifically highlights the 'Jeevan Aadhar' policy, which provides life insurance coverage for individuals with handicapped dependents. The plea advocates for a case-by-case evaluation of claims involving beneficiaries with various disabilities, promoting a more compassionate and reasoned decision-making approach. Additionally, it requests that annuity payments under the 'Jeevan Aadhar' policy commence automatically when the policyholder reaches the age of 60, ensuring financial security for disabled individuals.
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The outcome of this case could significantly improve insurance accessibility and support for persons with disabilities in India.
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