CreditAccess Grameen, the largest NBFC-MFI in India, reported a significant addition of 1 million new borrowers in FY26, boosting its portfolio to ₹29,590 crore (approximately $3.6 billion USD). However, managing director and CEO Ganesh Narayanan announced a strategic shift to diversify beyond microfinance, focusing on secured lending products such as home loans. The company aims to gradually reduce its microfinance growth rate to 10-12% per year while targeting a 40-50% growth in retail loans. By 2028, CreditAccess Grameen aspires to achieve a total portfolio of ₹50,000 crore, with 25-30% coming from retail finance. Narayanan emphasized that the company will continue to leverage its microfinance base to transition customers to secured loans, reflecting a broader financial services approach. The firm is also considering acquisitions in the mortgage sector to expedite growth and plans to maintain a healthy capital structure, with a current capital adequacy ratio of 26%, well above the regulatory requirement of 15%. Narayanan expressed confidence in navigating regulatory challenges and is open to strategic partnerships to enhance growth opportunities.