Axis Bank Reports Strong Q4 Growth, Beating Estimates with 18% Rise in Advances

Q: What were Axis Bank's gross advances for Q4 FY26?

Axis Bank's gross advances for Q4 FY26 were **₹12.44 lakh crore**, reflecting an **18.4%** year-on-year growth.

Q: How much did Axis Bank's total deposits increase in Q4 FY26?

Total deposits increased by **14%** year-on-year to reach **₹13.36 lakh crore**.

Original: Axis Bank shares in focus after lender's Q4 update beats estimates; advances grow 18%, deposits rise 14%

The Economic Times•Apr 6, 20263 min

In a Nutshell

Axis Bank, a private lender in India, reported a 18.4% year-on-year increase in gross advances, reaching ₹12.44 lakh crore for Q4 FY26, along with a 14% rise in total deposits to ₹13.36 lakh crore. These results surpassed brokerage expectations, indicating robust business growth despite recent stock volatility.

Key Points

01Axis Bank's gross advances grew by 18.4% YoY, exceeding estimates.
02Total deposits increased by 14% YoY, indicating strong customer confidence.
03CASA deposits rose nearly 11% YoY, while term deposits increased by 16% YoY.
04The bank's CD ratio improved to 93.1%, reflecting effective lending strategies.
05Despite recent stock declines, Axis Bank shares gained 41% over three years.

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Full Summary

Axis Bank's latest Q4 business update revealed impressive growth figures, with gross advances rising 18.4% year-on-year to ₹12.44 lakh crore and total deposits increasing by 14% to ₹13.36 lakh crore. The bank's CASA (Current account and savings account) deposits saw a nearly 11% increase, while term deposits grew more than 16% compared to the previous year. These results surpassed estimates from Motilal Oswal Financial Services, which had projected a 15% growth in advances and 12% in deposits. The bank's improved CD ratio stood at 93.1%, up from 92.8% in the previous quarter, indicating effective management of its lending portfolio. Despite a recent 9% decline in share price over the past month due to geopolitical tensions, Axis Bank's stock has appreciated by 41% over the last three years, showcasing its resilience in the market.

Key Figures

₹12.44 lakh crore

Gross advances at the end of Q4 FY26

₹13.36 lakh crore

Total deposits at the end of Q4 FY26

18.4%

Year-on-year growth in gross advances

14%

Year-on-year growth in total deposits

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Why It Matters

The strong growth in advances and deposits suggests increased lending capacity for Axis Bank, which could lead to more loans for consumers and businesses, potentially stimulating economic activity.

Who is affected

Consumers seeking loans, businesses looking for credit, and investors in Axis Bank.

What to know

Potential borrowers should consider applying for loans now, given the bank's strong financial position.

FAQ

Axis Bank's gross advances for Q4 FY26 were ₹12.44 lakh crore, reflecting an 18.4% year-on-year growth.

Total deposits increased by 14% year-on-year to reach ₹13.36 lakh crore.

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