CreditAccess Grameen Reports Strong Q4 Performance, Shares Rise
CreditAccess Grameen gains on strong Q4 business update
Business Standard
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CreditAccess Grameen, a microfinance lender based in Bengaluru, India, saw its shares rise by 4.87% to ₹1,236.20 following a robust Q4 FY26 report. Key highlights include a 28% year-on-year increase in disbursements and a 14% growth in the gross loan portfolio, reflecting strong operational performance.
- 01CreditAccess Grameen's gross loan portfolio reached ₹29,590 crore, up 14% YoY.
- 02Disbursements grew 28% YoY in Q4 FY26, totaling ₹8,313 crore.
- 03The retail finance segment's contribution rose to 18%, up from 6% last year.
- 04The company added 9.8 lakh borrowers during FY26, including 3.3 lakh in Q4.
- 05Net profit for Q3 FY26 was ₹252.1 crore, a significant turnaround from a loss in the previous year.
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CreditAccess Grameen, a prominent microfinance institution headquartered in Bengaluru, India, reported a significant operational performance for the fiscal year 2026 (FY26), leading to a 4.87% increase in its share price to ₹1,236.20. The company's gross loan portfolio (GLP) reached ₹29,590 crore, reflecting a 14% year-on-year growth and an 11% increase quarter-on-quarter. In Q4 FY26 alone, disbursements surged by 28% year-on-year and 44% quarter-on-quarter, totaling ₹8,313 crore. For the full year, disbursements grew 24%, amounting to ₹24,860 crore. The retail finance segment expanded significantly, contributing 18% to the portfolio, up from 6% the previous year, thanks to effective borrower retention and upgrades. The company also added 9.8 lakh new borrowers during FY26, with 3.3 lakh added in Q4. On the digital front, its customer application, Mahi, attracted 8.4 lakh new users, bringing the total user base to 11.2 lakh. The lender expanded its branch network by 183 branches in FY26, reaching a total of 2,236 branches. Notably, the company's net profit for Q3 FY26 rose to ₹252.1 crore, a remarkable recovery from a loss of ₹99.5 crore in Q3 FY25.
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The growth in disbursements and borrower additions indicates increased access to microloans for women in rural areas, potentially improving their economic conditions.
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