On April 11, 2023, all banks in India will be closed as it is the second Saturday of the month, a designated bank holiday under the Negotiable Instruments Act by the Reserve Bank of India (RBI). This closure affects all banking services at branches of major banks such as the State Bank of India (SBI), HDFC Bank, and Punjab National Bank (PNB). While physical banking services will be unavailable, customers can still utilize online banking for transactions like UPI transfers and loan applications. The RBI categorizes bank holidays into three categories: Negotiable Instruments Act holidays, Real-Time Gross Settlement (RTGS) holidays, and bank account closing days. Additionally, various regional holidays are observed throughout the month, including Ambedkar Jayanti on April 14, which will see closures in several cities. Customers are encouraged to verify holiday schedules with their local branches to ensure smooth banking experiences.