HDFC Bank has made several important updates affecting its customers. The bank has reduced its Marginal Cost of Funds-based Lending Rates (MCLR) by up to 10 basis points, effective from March 7, 2026. The overnight and one-month MCLRs have been decreased from 8.25% to 8.15%, while the three-month MCLR is now 8.25%, down from 8.30%. Additionally, the bank has increased fixed deposit (FD) interest rates by 10 basis points, raising the rate from 6.40% to 6.50% for a tenure of 3 years 1 day to less than 4 years 7 months. For senior citizens, the FD rate has also been increased from 6.90% to 7%. Furthermore, starting April 1, 2026, Unified Payment Interface (UPI)-based cash withdrawals at HDFC Bank ATMs will count towards the monthly free transaction limit, with a fee of ₹23 plus applicable taxes for transactions beyond that limit. The bank will also revise its safe deposit locker rental structure, introducing a new 'Metro Plus' category and increasing annual charges based on locker size and branch location classification, effective from the same date.