SG Finserve Reports 78% YoY Surge in Q4 Earnings, Shares Jump 7.67%
SG Finserve surges on strong Q4 earnings; PAT jumps 78% YoY
Business Standard
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SG Finserve's shares surged by 7.67% to ₹499.80 following a strong Q4 FY26 performance, with a net profit increase of 78% year-on-year to ₹42.3 crore. The company's total income also rose by 95% YoY, reflecting robust growth in its loan book and operational efficiency.
- 01SG Finserve's Q4 FY26 net profit increased by 78% YoY to ₹42.3 crore.
- 02Total income surged 95% YoY to ₹105.7 crore.
- 03The company's loan book reached ₹3,936 crore, up 75% YoY.
- 04Return on assets (RoA) stood at 4.80% for FY26.
- 05Deepak Kumar has been appointed as chairperson, effective April 16, 2026.
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SG Finserve's shares rose 7.67% to ₹499.80 after the company announced impressive Q4 FY26 results. The standalone net profit jumped 78% year-on-year to ₹42.3 crore, compared to ₹23.8 crore in the same quarter last year. Total income saw a remarkable increase of 95% YoY, reaching ₹105.7 crore for the quarter ending March 31, 2026. On a sequential basis, net profit rose 30% from ₹32.5 crore in Q3 FY26. The company also reported a profit before tax of ₹56.2 crore, an 81% YoY increase. SG Finserve's loan book reached an all-time high of ₹3,936 crore, reflecting a 75% growth YoY. The firm maintained strong asset quality with a cost-to-income ratio below 15% and no non-performing assets (NPAs). For the full fiscal year, the standalone net profit increased 58% YoY to ₹127.7 crore, while total income climbed 96% YoY to ₹333.7 crore. Additionally, the board approved the appointment of Deepak Kumar as chairperson, effective April 16, 2026, pending shareholder approval.
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The strong financial performance of SG Finserve may lead to increased lending capacity, potentially benefiting borrowers and the broader financial ecosystem.
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