Carmakers in the UK are under pressure to raise £3bn to cover payouts for victims of a motor finance scandal, as they have significantly underestimated costs related to the Financial Conduct Authority's (FCA) compensation scheme. The total compensation scheme is estimated at £9.1bn, with car manufacturers expected to shoulder £3.8bn of that amount. However, they have only set aside £803m, leaving a substantial shortfall. The FCA's plan aims to compensate drivers who were mis-sold car loans from 2007 to 2024, with an average payout of £830 per victim. In contrast, high street banks like Lloyds and Santander have proactively set aside £3.9bn for their share of the compensation, highlighting their preparedness in comparison to car manufacturers. The involvement of carmakers has raised political concerns, prompting interventions from government officials to ensure that large payouts do not deter investment in the UK automotive sector. As the deadline for lenders to challenge the FCA's scheme approaches, the fallout from this scandal continues to unfold.